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CIC was established to
provide CCCA members, a neutral, up-to-date information exchange service
and database, in order to assist members in evaluating the credit
worthiness of the companies or individuals with whom they plan to do
business.
CIC handles complaints and
enquires only from members who have registered as CIC Users. The service of CIC is free to
CCCA members. When CCCA
members register as CIC Users, they will be given a User Code and
can start enjoying the benefits of the credit information
services.
The core of the CIC service
is the Default List. It is a
list of companies or individuals who have allegedly defaulted in their
payment for goods or services that CCCA members rendered to them. This list is available to all CIC Users.
CIC Users
may also make inquires at any time by telephone, facsimile, email or mail.
The Default List contains
complaints given by the complainants; and counter complaints, if
submitted, by the alleged defaulting trader. CIC expresses no comments as to
the credit worthiness of the subject of enquiry; and CIC will not conduct
independent investigations into the complaints they receive.
Whether a subject is or is
not on the Default List, does not guarantee or negate credit worthiness of
the subject. Credit
worthiness investigation and judgment lies entirely with the enquiring
member.
CIC Operation Manual was
written by our legal counsel, Jimmy K. Sun, Barristers and
Solicitors. This manual was
produced specifically for CCCA to ensure that CIC is operated within the
legal limits.
The sharing of this CIC
information service enables CCCA members to gain access to a database
which is not otherwise available. | 
